Coins.ph, the Philippines’ leading digital asset exchange and one of the fastest-growing mobile wallets, has entered into a strategic partnership with Bayad, the premier bills payment network in the country.

This collaboration strengthen’s Coins.ph’s utility as an all-in-one money app with a reliable suite of payments and trading capabilities. Through direct integration with Bayad’s vast network, Coins.ph bypasses third-party aggregators to deliver faster, more seamless, and highly reliable bill payments directly within the app.

Bridging the Gap: More Billers, Faster Posting

Thanks to Bayad’s impressive network, the number of billers available to Coins.ph users increase to nearly 300 merchants, doubling the app’s capacity.

The expanded network brings together everyday essentials across 17 distinct categories, allowing Coins.ph users to clear their monthly checklists in one seamless platform. This includes critical utilities, government services, telecommunications, travel, and banking.

Backend Friction Eliminated

Through Bayad’s direct API integration, Coins.ph now offers Real-Time Posting (RTP) for major billers. This ensures payments are posted within 24 hours to prevent late-fee anxieties.

For the platform's bill-only users who rely on the app solely for recurring, real-world obligations rather than digital asset trading, this change ensures a best-in-class, frictionless

payment journey.

"We want to show how Coins.ph fits naturally into your daily life," said Amira Alawi, Coins.ph Global Marketing Director. "By partnering with a household name as trusted as Bayad, we’re making it incredibly easy for our users to settle their utilities and everyday expenses with nearly 300 billers, all in just a few taps."

"This partnership bridges the best of everyday traditional payments with the power of digital finance," said Dennis Gatuslao, Chief Commercial & Marketing Officer of Bayad. "By linking

Bayad's direct-to-biller network with Coins.ph’s innovative app, we are eliminating boundaries for users. It’s all about creating a faster, more reliable experience that shows

how effortless managing household expenses can truly be."

The updated biller options are now fully live and accessible to all registered Coins.ph users through the latest version of the mobile app on iOS and Android.

About Coins.ph

Coins.ph is the leading financial super-app in the Philippines, offering millions of users an easy access to mobile wallet services, remittances, mobile load, bill payments, and secure digital asset trading. Coins.ph is regulated by the Bangko Sentral ng Pilipinas (BSP).

About Bayad

Bayad, formerly known as Bayad Center, is one of the country's leading fintech companies, pioneering the outsourced bill payment collection services in the Philippines in 1997. As part of the MVP Group of Companies, Bayad has built an extensive omnichannel payment ecosystem that makes financial services more accessible, secure, and convenient for Filipinos. Trusted by more than 500 Billing Institutions & Government Agencies for their payment collection needs, Bayad enables seamless payments across utilities, banking,

insurance, government contributions, transportation, loans, and other essential services through its more than 130,000 physical touchpoints, as well as powering the bills payment

collection facility of leading mobile apps and fintech players in the country.

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